The sale and purchase of a home is one of the most significant events that an individual will experience in their lifetime. It is more than the simple purchase of housing, for it directly impacts the hopes, dreams, aspirations, and economic destiny of those involved. It is for this reason that the Fair Housing Act and other federal and state laws were enacted to guarantee a right to a national housing market free from discrimination based on race, color, religion, sex, handicap, familial status, and national origin.
The Civil Rights Act of 1866 prohibits all racial discrimination in the sale or rental of property.
The Fair Housing Act declares a national policy of fair housing throughout the United States. The law makes illegal any discrimination in the sale, lease or rental of housing, or making housing otherwise unavailable, because of race, color, religion, sex, handicap, familial status, or national origin.
Begin your home search by focusing on the location where you want to buy, and the amenities you want in a home. Determine how much square footage you want, how many bedrooms and baths you need, etc. Knowing what you're looking for will not only help you focus your search but will also help us understand your needs so that we may best assist you through the process.
There are several avenues to take once you begin your home search. We will supply you with listings, based on your search criteria. You may also look for property on the Internet, using the search tool located on our web site, www.westdennisproperties.com. Finally, reading the real estate section of your local newspaper, or driving around neighborhoods that interest you is also a viable strategy, though not as efficient.
Once you have made an offer on a home, you should schedule a home inspection, conducted by an independent authorized inspector. It is extremely important to hire a reputable inspector so that you know exactly what you are buying. Our agents can provide you with a list of licensed inspectors. If you are satisfied with the results of the inspection, then you can proceed to the Purchase and Sales agreement. If the inspector finds problems with the property, you will want us to negotiate with the seller, through their agent, to lower the price, or to have the seller pay for certain repairs.
Your lender will require you to get an appraisal of the house you want to buy, to make sure it is worth the money that you are borrowing. You may select your own appraiser, or you may ask our real estate broker to help you with this task.
Lenders require that you have homeowner's insurance, to protect both your interests and theirs. Like everything else, be sure to shop around for insurance that fits your needs.
Finally, you are ready for the closing. Be sure to read everything before you sign! You should have both an attorney and our agent present at the closing to ensure that financials and documentation are in order. West Dennis Properties LLC is there to provide Personal Service and Professional Representation.